Department: Loans Department/Section.

Report:        To the CEO

Duties and Responsibilities:

1. Shall be in-charge of the lending activities in Sacco including and not limited to putting in place an effective credit management policy.
2. Manage daily operations of the credit/Loans section in an efficient and effective manner.
3. Ensure the Sacco loan portfolio set targets are achieved.
4. Ensure members loan applications forms are processed within the set timelines.
5. Preparing and submitting regulatory reports in relation to loan applications, disbursements, repayments, overdue loan accounts, risk exposures.
6. Formulating loan recovery strategies.
7. Ensure safe custody and confidentiality of all members loans records.
8. Providing Monthly KUPPET branch ESs and Treasurers with list of members (Branch Officials) loans deductions.
9. Reviewing the Sacco lending policy and making recommendations to the CEO.
10.  Ensure the Sacco loaning procedures are adhered to always.
11. Ensure monthly credit reports are prepared in a timely manner and tabled before the credit committee.
12. Implement decisions of the credit committee and the board as communicated to you through the CEO.
13. Facilitate approval of loans as provided for in the Sacco`s credit policy.
14. Monitor market trends and advise the CEO in a timely manner with recommendations.
15. Maintain accurate Sacco loans records.
16. Prepare Monthly schedule of delinquent loans and action taken on each case.
17. Perform any other duty as may be assigned to you by the CEO from time to time.

Requirements:

1. Bachelor`s degree in any of the following Accounting, Finance, Banking, credit Management with CPA(K) and CCP (Certified Credit Professional) qualification.
2. A diploma in cooperative management or credit Management will be an added advantage.
3. Minimum of three (3) year`s relevant experience gained in loan administration/Credit Management in a Sacco or financial institution.
4. Knowledge of SASRA regulations will be an added advantage.

Other Competencies:

1. Strong analytical skills.
2. Negotiation skills.
3. Communication Skills.
4. Interpersonal Skills.
5. Self-driven.
6. Attentive to details.
7. Computer proficiency in computer application especially in accounting packages and Microsoft 365 products and services. 

HOW TO APPLY

Interested and qualified candidates are invited to submit their applications, together with an updated CV and copies of relevant academic and professional certificates, using the application method and contact details provided below.

MODE OF APPLICATION

Applications should be submitted to us as follows:

i. Visit our recruitment platform https://jobs.ajglobalconsult.com and click the (jobs Section to access the specific job) or directly click  https://jobs.ajglobalconsult.com/ and make an online application.

ii. Also, submit a copy of your application complete with your curriculum vitae and accompanying documentation to recruitment@ajglobalconsult.com  OR info@walimusolidaritysacco.co.ke OR  make job application by post to the address below:

Director

Human Resource Division

A&J Global Ltd

P.O Box 852-00618 Ruaraka, Nairobi

All responses should be clearly marked with the reference of the advert appearing in the job portal, https://www.ajglobalconsult.com/ . The application should be received on or before 22^nd October 2026 at 1700hrs and only shortlisted candidates will be contacted and invited for interviews.

NB: By Applying, you consent that the Consultant or the Employer may reach out to any relevant reference cited in your application, your Past Learning Institutions and any state organ in line with Chapter 6 of the Kenyan Constitution. You also consent that your data will be used specifically to make this process a success but in line with the data protection Act of Kenya.

For Information and Queries contact admin@ajglobalconsult.com/